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What's the difference between a Loyalty Card and a Membership Card?
What's the difference between a Loyalty Card and a Membership Card?

Difference between loyalty cards and membership cards

Paul Tomes avatar
Written by Paul Tomes
Updated over 2 weeks ago

In Apple and Google Wallet, the lines between loyalty cards and membership cards can sometimes blur. Both serve as digital representations of a person's affiliation with a business, but they have distinct purposes and use cases. Here's a breakdown of their differences, design considerations, and key features to help you understand which one suits your needs.


General Functionality

Core Function

Both loyalty and membership cards serve as digital representations of a customer’s relationship with your business. They provide a convenient way for customers to access their accounts, while enabling you to track activity, offer rewards, or verify membership status.

Digital Representation

  • Both are essentially "passes" within the digital wallet, displaying relevant information.

  • They can leverage features like barcode scanning, QR codes, and NFC for easy identification.

  • They can include dynamic updates, such as point balances, membership tiers, or expiration dates.


Subtle Differences and Use Cases

Loyalty Cards

Purpose

Designed to reward repeat customers and encourage ongoing patronage.

Features

  • Track points, offer discounts, or provide exclusive deals.

  • May include expiry dates for points or rewards, though this is not mandatory.

  • Focus on incentivizing continued engagement with your business.

Ideal For

Retail stores, cafes, restaurants, and businesses with frequent customer interactions.

Membership Cards

Purpose

Serve as a formal verification of a customer’s affiliation with your business or organization.

Features

  • Grant access to exclusive areas, services, or events.

  • Often include expiry dates to indicate membership validity (though some may be perpetual).

  • Can incorporate loyalty elements, but the primary function is to verify membership status.

Ideal For

Gyms, clubs, subscription-based services, and organizations requiring access control.


Design Considerations

Both Apple and Google Wallet offer design flexibility, allowing you to create visually appealing and functional cards that align with your brand identity.

Customization Options

  • Colors: Match your brand’s identity.

  • Logos: Add a logo image for recognition.

  • Information Display: Include relevant details like membership numbers, points balances, or expiry dates.

Loyalty Cards

Loyalty Cards feature a hero image—a consistent visual element (e.g., a themed graphic) that is the same for every card in the same tier. The hero image reinforces brand identity and creates a uniform look for all users.

The hero image for each tier can be easily updated in the PassKit portal by changing the image and saving the template. This is particularly handy for dynamically updating all cards with seasonal promotion images, special campaign visuals, or other timely updates.

Membership Cards

Membership cards feature a profile image—a unique visual identifier of the member themselves (e.g., a photo or avatar). The profile image helps with personal identification and verification, making it ideal for access-based programs. There is no hero image on Membership Cards.

To use profile images, you’ll need to collect images from your members. This can be done through PassKit's data collection forms (automatically enabled for Membership Cards) or by manually uploading images when issuing or updating cards.

Design Flexibility

You can use a loyalty card design for membership programs (without a profile image) if personal identification is not required. The key is to ensure the card displays all necessary information for identification and validation while maintaining clarity and ease of use.


Key Points

Technical Similarities

From a technical standpoint, both loyalty and membership cards use similar underlying technology and the same PassKit API.

Dynamic Updates

Both platforms allow for real-time updates, so businesses can change card information (e.g., points, expiry dates) as needed.

Expiry Dates

Both card types can include expiry dates (or none at all), depending on the program's structure.

Design Flexibility

Businesses can choose between a hero image (for loyalty cards) or a profile image (for membership cards) based on the program's needs.

Clarity and Ease of Use

When designing your digital cards, prioritize clarity and ensure the card is easy to use for both customers and staff.


Conclusion

Whether you’re creating a loyalty card to reward repeat customers or a membership card to verify affiliation, the design and functionality should align with your program’s goals.

  • Loyalty cards use a hero image to maintain consistency and reinforce brand identity.

  • Membership cards often feature a profile image for personal identification and verification.

Both Apple and Google Wallet provide the tools to create visually appealing, functional, and tailored digital cards. By focusing on clarity, ease of use, and relevant features, you can enhance customer satisfaction and drive engagement with your business.

Ultimately, the choice between loyalty and membership cards depends on your business model and the type of relationship you want to build with your customers. By leveraging the right digital wallet solution, you can create a seamless and rewarding experience that keeps customers coming back.

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